Savings & investment calculator Savings & investment calculator

Savings & investment calculator with compound interest

This calculator shows how savings and investments may grow over time with compound interest, regular contributions and optional extra deposits. It is useful for planning an emergency fund, a major purchase, education, retirement or another long-term goal.

Set the term, monthly contribution, annual rate, compounding frequency and contribution growth. The calculator builds a yearly breakdown of contributions, interest and balance so you can compare several saving scenarios.

Model savings growth with compound interest and regular contributions.
Choose term, rate, compounding frequency and contribution growth.
Use the yearly table to compare contribution and interest effects.
Helpful for long-term goals, emergency funds and investment planning.
Compare different monthly deposits, time periods and rates to see how compound interest changes the result.
Use the chart and totals for planning, but verify real bank terms before making financial decisions.